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Payday loans / Cash Advances/Emergency loans are typically for two- to four-week terms. Some borrowers, however, use them for several months. Payday Advances/Cash Advances/Emergency Loans should not be used as a long-term financial solution, and extended use may be expensive. Borrowers with credit difficulties should seek credit counseling.

*Approval depends upon meeting legal, regulatory, and underwriting requirements. CashChex and third-party lenders may, at their discretion, verify application information by using national databases, including but not limited to Teletrack, that may provide information from one or more national credit bureaus, and CashChex or third-party lenders may take that into consideration in the approval process.

†CashChex Online is a direct lender in Illinois, where instead it acts in the capacity as a Credit Services/Emergency Loan Organization.

‡ Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. CashChex is currently operating in: Illinois CashChex Illinois License) Illinois. Licensed by the Illinois Department of Corporations pursuant to the Illinois Deferred Deposit Transaction Law. Illinois loans other than deferred deposit loans are issued pursuant to the Illinois Finance Lenders Law. Illinois-Loans originated by a third-party lender; restrictions apply.